Is Now the Right Time to Buy? A Summer Market Check-In

Summer is one of the busiest seasons in real estate, and for good reason. The weather is warm, school is out, and many families aim to get settled before fall routines kick in. But with all that activity comes one big question: Is now the right time to buy?

Let’s take a look at what’s happening in today’s market and what you can do to set yourself up for success.

Summer 2025 Market Trends

We’re seeing a mix of movement and caution in the housing market this summer. While home prices remain steady in many areas, demand is picking up, especially in desirable neighborhoods. That means competition can be strong, particularly for well-priced, move-in-ready homes.

Here’s what buyers are navigating:

• Limited inventory. While more listings tend to pop up during the summer, it’s still a tight market in many areas.

• Rates holding steady. Mortgage rates have settled a bit, but they’re still a key factor in affordability. The good news is that you can always refinance later if rates drop.

• Fast-moving offers. Homes that show well and are priced right often go under contract quickly, sometimes with multiple offers.

  
  

So, Is It a Good Time to Buy?

The answer depends on your personal goals and finances. If you’re looking to settle in before the new school year, want to stop renting, or need more space, summer could be the right time. Even with competition, the benefits of homeownership and the opportunity to build equity can outweigh the wait. The key is being prepared.

Tips for Navigating Summer Competition

If you’re planning to buy this summer, here’s how to stand out:

• Get pre-approved early. This is more than just a budget check. It shows sellers you’re serious and ready to move quickly.

• Work with local experts. From understanding neighborhoods to crafting strong offers, your real estate and lending team matters. I’m happy to connect you with trusted partners.

• Know your numbers. Understand what monthly payment you’re comfortable with, not just what you can afford on paper.

• Stay flexible. In a competitive market, buyers who are open to different options or timelines often have an advantage.

  
  

Why Pre-Approval Gives You an Edge

Getting pre-approved before you start house hunting is one of the smartest moves you can make. It helps define your budget, strengthens your offer, speeds up the closing process, and uncovers any financial red flags early.

When I issue a pre-approval, I walk my clients through the process so they feel informed, confident, and in control.

Thinking About Buying? Let’s Talk

Whether you’re ready to move now or still figuring out your next steps, I’m here to help. Buying a home is a big decision, but it doesn’t have to feel overwhelming. With the right guidance, the process can be clear, empowering, and even exciting.

I’ll walk you through every step, answer your questions honestly, and help you understand your options. Whether it’s your first home, a move-up home, or just a fresh start, we’ll work together to make sure you feel confident and ready.

If you’re curious about what you can afford or want to get pre-approved before house hunting, let’s connect. You can reach out to me anytime or visit www.kathleenthemortgagelady.com to learn more and take the first step.