Ready to Leave NYC?
Let’s Make Your Move to Florida or the Jersey Shore Simple and Stress-Free.
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Fast approvals
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Great rates
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Personalized guidance every step of the way

I’m Kathleen Halbing, The Mortgage Lady, and I’ve spent over 25 years helping New Yorkers find their perfect homes in Florida and along the Jersey Shore. My team specializes in making out-of-state moves easy — from your first call to the closing table.
Why Work With Kathleen
Why New Yorkers Trust The Mortgage Lady​
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25+ years of mortgage expertise in both Florida and New Jersey
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Licensed in multiple states for seamless relocation loans
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Direct communication and personalized service from start to finish
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Transparent process with quick turnarounds
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Strong lender partnerships for the best rates and loan options
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What You Can Expect
We Make Your Move Smooth and Simple
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Schedule a quick consultation – we’ll discuss your goals and options
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Get pre-approved fast – know exactly what you can afford before you start house hunting
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Close with confidence – we’ll handle the details and keep you informed every step of the way
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Whether you’re buying a second home, relocating full-time, or investing, we make it easy.
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Your Next Chapter Starts Here!
Let’s talk about your goals and make your move easy. Fill out the form to get started today!
What My Clients Say

John D.
You will not get this level of personalized care, and service anywhere. Updates, texts, emails, calls, all to keep you in the loop and in the driver's seat. Outstanding!

Forrest D.
Exceptional experience! Kathleen Halbing is knowledgeable and helpful in your mortgage process to get you approved in challenging circumstances.I highly recommend her service.

Deborah R.
Kathleen went above and beyond to complete the process. Everyone was supportive. Would highly recommend to anyone looking to purchase a house


